Commercial Auto Insurance in West Pompano Beach, FL
Many businesses rely on vehicles to operate, whether for transporting goods, visiting clients or carrying tools and equipment. Commercial auto insurance is designed to cover these vehicles and the people driving them, offering financial support for accidents, damage or liability claims that occur during business use.
Why Businesses Need It 
A personal auto policy typically won’t cover vehicles used for business purposes. If a company car is involved in an accident, the costs of repairs or lawsuits could fall on the business itself.
Commercial auto insurance helps address these risks, making it an essential type of policy for companies that own or operate vehicles as part of their operations. Furthermore, coverage is typically required by law.
What’s Commonly Covered In This Policy
Commercial auto insurance can be customized, but many policies include the following coverage options:
- Liability coverage may assist if your business vehicle causes third-party injuries or property damage.
- Collision coverage may help repair or replace your vehicle if it’s damaged in a crash.
- Comprehensive coverage may apply to losses from theft, vandalism, fire or severe weather.
- Uninsured/underinsured motorist coverage may assist if another driver is at fault but lacks enough insurance to cover your losses.
- Hired and non-owned auto coverage may extend insurance to vehicles rented or borrowed for business use.
What Affects This Type of Policy’s Costs?
Premiums for commercial auto insurance depend on several details, including the type and number of vehicles being insured, how they’re used, employee driving records and the coverage limits you select. Businesses that operate larger fleets or higher-risk vehicles may pay more than those with a few cars used occasionally.
Request a Quote Today
Commercial auto insurance is an important way to safeguard your business from risks on the road. At Quick Quote Insurance, we can explain available options, compare policies and help you choose coverage that matches your company’s needs. Contact us today to request a commercial auto insurance quote.